Personal Finance

The cutoff time for documenting 2019 tax returns has been pushed to July 15, 2020, due to the corona-virus pandemic. Tax season can be unpleasant however the redeeming quality is that many tax filers will get a refund. In past years, about…

Many people do not understand what it means to be a steward of wealth. It's not just about debt, or keeping a budget but pro-actively focusing on your finances and more importantly keeping positive about your success. It is much more than…

If you review your credit history and find that it is not great, you may feel deflated, but it is not the end of the world. There may be mistakes you can correct and you can still try to rebuild your credit history, no matter how bad it is…

If you run a law firm, every dollar counts, especially when it comes to tax. Rounding up a year of personal and business expenses can often be tedious and confusing.  But you need to make sure you've claimed all possible tax deductions for…

Tax season is here and it will help you familiarize yourself with the best tax software available before the fact. There are many available, and there is more online all the time. While they all serve the same purpose: to prepare your tax…

Employees and employers doing remote jobs from home represent a growing segment of the workforce. According to research, 3.9 million employees (2.9 percent of the total US workforce) work from home at least half the time, an increase of 115…

A warning comes with your dream home, in the form of a property tax lien, and you're not sure what to do. Friends and real estate agents told him to view the lien as a red flag and move on. But most of the time, buying a perfect…

Understanding how to manage your personal finances as a professional is essential to pay bills, accumulate savings, accumulate wealth, and enjoy a long and comfortable retirement. While banks and financial advisers sometimes charge clients…

Did you know that the average repayment amount in 2019 was approximately $ 2,781? It is expected to be a little higher in 2020. Are you waiting for a tax refund? Important: If you have not filed your IRS 2016 tax return and expect a tax…

If someone is believed to be avoiding the payments, accidentally or deliberately.  A tax investigation will be launched to recover the money owed.  And criminals will be subject to the HMRC tax investigation fine for not following the…

When you have bad credit, you may feel like you are on par with foreign companies. Having bad credit means that you are a high risk client with these loan companies. You know very well, these lenders have strict standards and rely heavily…

Choosing the right business structure is one of the most important decisions entrepreneurs make when establishing a new small business. While many small businesses start as sole proprietorships or partnerships, business owners can…

How to Repair Credit Fast - Guaranteed to Help Your Score Are you thinking, 'How quickly can I repair my credit score?' Well, you're not alone, thousands of people feel that they wish they could improve their credit score and get a loan or…

If you're having trouble paying your monthly student loan bill, you may be curious as to whether or not you can refinance student loans. While there are many considerations to make, and each student loan situation is different, the best…

Bankruptcy laws are complicated, so working with an attorney is probably in your best interest. But you just want to choose someone to handle your situation. The bankruptcy process involves revealing a large amount of personal financial…

Do you want to get the best prepaid credit card for rebuilding credit? Prepaid credit cards are also known as secured credit cards. They require the same credit application process as a standard credit card. These cards can be useful for…

For teens, prepaid debit cards can provide an easy way to track and manage your money. And they offer the convenience and security of a credit or debit card checking account. For parents, prepaid cards provide a way to track the expenses of…

When planning a trip, chances are you're thinking about the cost. Next, you're probably thinking about the best card to use to get the most points for your trip. But here's the problem with using a credit card on the go: You can exaggerate…

The Internal Revenue Service is not very generous to individual taxpayers who do not have children or other dependents and are not homeowners. If you fall into this category, you will pay taxes on much of the money you earn. However, you…

Do you want to know how to keep track of money spent with an app? Keeping track of expenses on your phone is quite possible with the help of an app, learn more in this 5-minutes read. This can help you in keeping track of all your expenses…

Prepaid debit cards are an excellent alternative to traditional bank accounts. Many offer the same features as a checking account: online bill pay, mobile check deposit, and direct deposit, with no overdraft fees. All of the prepaid debit…

A reverse mortgage works by allowing homeowners 62 and older to borrow money from their home.  As a borrower, you can choose to raise funds in a lump sum, line of credit or through structured monthly payments.  So here is a short summary of…

The IRS Tax Debt Assistance Program is a program that is available to help taxpayers who may be struggling with their tax debt. Tax Debt Assistance Programs is actually a way to speak with IRS Tax Counselors, but there are also tax…

Can You Consolidate Tax Debt With a Loan? Should you consolidate tax debt?  What are the risks? As you probably know, the IRS may levy your bank account due to back taxes or property taxes that may be owed. With the aforementioned large…

Do you want to purchase a car with an unpaid tax lien? Here is info on how to get a car loan with a tax credit on a credit report. Purchasing your car is a difficult and time-consuming process, especially when there are problems with…

For those at least 62 years old, taking out a reverse mortgage is one way to supplement their income in their retirement years. As long as you live in your home and have a reasonable amount of equity, you are likely to qualify. However,…

With the cost of almost everything on the rise, many people of retirement age are concerned about their ability to live comfortably. Reverse mortgages can help by allowing homeowners to receive monthly principal payments on their paid home.…

When you take out a reverse mortgage, you remain the owner of the home like any traditional mortgage. As such, you are still responsible for property taxes, paying homeowners insurance, and making home repairs. If you don't pay them, the…

A reverse mortgage allows you to convert the equity in your home into cash that you can use for other purposes. Basically, you are selling your home on loan to a lender in increments. It is a common method for older people to supplement…

Many people are concerned about the costs of a reverse mortgage, as well as how interest rates affect what can be borrowed now and the balance due in the future. So now we will talk about interest rates on reverse mortgages in California.…