The budgeting app will be ready soon, but in the meantime you can get the complementary budget from subscribing to the SugarMamma website. www.SugarMamma.TV
The most important point that I am suggesting in managing yours cash flow and budgeting if you are self employed or earning an income that varies from week to week or month to month is that you try and create some consistency from month to month in your income and your expenses. So you build up a holding tank, that you pay you a set amount each week/fortnight or month. This helps average the money out.
The second tip is to have a budget and match it against your calendar so that you always know what is due, how much and when. Then you can proactively prepare for those bills and feel great paying them on time.
Managing cash flows and budgets is hard, but it gets easier with practice and always try and avoiding using credit cards as this adds another element to budget and juggle. (Unless you are really good with debt and value the offers and benefits of a credit card).
Feel free to ask any questions and let me know if you have any video requests!
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