Personal Finance App

Personal Finance App – Choose From the Top 10 Apps for Personal Finance

How do you choose the number one personal finance app?

If you are looking to save money and better manage your finances this article is for you.

There are many applications for the iPhone or Android user that gives users the ability to do your financing easier than ever.

However, there is one issue that is pain-in-the-neck – which app to purchase or what personal finance app can I use for free?

Don’t worry, there are actually many apps designed to help you get started by using a free trial.

Firstly, because of the popularity of these programs that are headache-reducing, there’s an overwhelming amount of options available from the App Store.

Deciphering which app is the best available is easy when you have a quick overview of how they work.

 

As a result, selecting the right one first time around could save you time and money.

Remember, before downloading anything, it’s important to know if the functionality of the app (money transferring, budget monitoring, etc.) fits your needs.

Provided below is a list of ten personal finance app you can use for tracking personal finances:

 

1) Mint

Mint is one of the most commonly used finance apps.

It allows users to handle multiple financial accounts from one user interface.

With no starting price tag and attributes, there’s little wonder why this app has so many users.

 

 

2) Loan Shark

Dealing with loans is never a pleasant experience.

The Loan Shark app helps ease some of the pain endured without having to pay anything while handling loans.

It simplifies the procedure for calculating loans with a wonderful deal.

And has many features including a full amortization table, a one-tap additional payment option, and a “favorites” feature.

 

 

3) MoneyStrands

MoneyStrands app is another option for tracking your budget.

With features like alerts, analysis, safety, and service,

It is a good one to compare to Mint.

 

 

4) Checkbook

Planning investments can be easy to put off.

Checkbook assists your existing finances like Mint and MoneyStrands, but excels in planning for the future.

It gives you the ability to transfer moeny from one account to another.

This is a more basic app.

 

 

5) Toshl

Toshl incorporates cloud computing into everyday financing with this free app.

The cloud feature allows users to sync their cellular movements online.

Additionally, there’s a premium upgrade ($19.95/year) which allows users to export to Excel, PDF, or Google Docs among other features.

 

 

6) MoneyBook

MoneyBook is another great addition to the long line of programs for budgeting.

This one, however, comes at a cost.

Promoted as “Finance with Flair,” the app costs $2.99 and is loaded with features to make financing easier.

 

 

7) SplashMoney

At $4.99, what distinguishes SplashMoney from the free programs is its ability to connect wirelessly to most online bank accounts.

You can also sync to a desktop application so check it out today.

 

 

8) Square

This is a suggestion for a small business owner.

It is great if you do point-of-sales in a store or pop-up shops.

The price is right for this free app which summarise credit card purchases easier than ever.

By signing up, Square will provide a credit card reader which can be attached directly to your iPhone.

Once connected, users can swipe all major credit cards with only a 2.75% charge per swipe.

 

 

9) PayPal

 

Have you used PayPal before?

If you are a self-employed entrepreneur growing your own online business then PayPal is free and easy.

You can actually send invoices and look at your total income and expenses.

If you use PayPal to track finances be sure to use it for all of your transactions so that they aren’t missing later on.

Users are provided with a secure, easy way to pay by Ebay-owned PayPal.

 

 

 

10) General Banking Apps

Depending on your country your traditional bank probably offers their own free app.

The majority of banks have available programs for free.

These provide easy access to any bank accounts in a secure fashion and you can track your expenditure and set saving goals.

 

 

Summary

This is a small example of the personal finance app availability.

With the constant release of new applications and updates to old ones, banking from your phone will continue to simplify your life.

You can feel confident to test out the apps until you find the right one for you.

This list is an excellent place to get you started.