In life, I’ve found that “baby steps” are the best way to make change happen. I don’t believe in hefty resolutions that will never happen, nor do I like making promises to myself I know I won’t keep. Will I stop eating out entirely in order to save money? Hell no. But, can I cut down on the number of times a week I waltz into my neighborhood sushi bar? Sure! Baby steps, remember?
There are plenty of ways to save money, but a lot of them can be a bit complicated. We found a hack on Pinterest that simplifies things, and if you follow the instructions, you’ll be up $1,000 in just a year. That may not seem like a lot, but that amount of money can go a long way toward a much-needed vacation, toward paying off a credit card bill, or for a rainy day fund you never knew you needed. The best part is, you’ll barely even notice that you’re setting aside cash each month, because the “payment plan” is so easy.
Hello Pretty Bird created a “Yearly Savings Plan” that starts with saving just $1 the first month, and then increases by increments each month until you reach the maximum of $35. It works its way back down to $1 by week 52, and before you know it, you’ve put aside a grand.