Best Apps That Round Up Change
Best Apps That Round Up Change: Simply Download and Save More Money On Autopilot
Did you know that there are 2 ways to really make money? One is earning an income and the other one is your compensation plan. What I mean is saving money, investing and tax relief. It’s available to us all – and it’s even easier by using the best apps that round up change.
Therefore, I’ve rounded up the 6 best apps that round up change today:
With Qapital, you can set up savings goals and rules. It is based on your need and spending.
You can set custom objectives and principles to stores, or you can use the app s rules.
With the Round-Up Rule, Qapital then saves the change for you and will round up your purchase to the nearest dollar.
Here are a couple of examples:
- Spend Less Rule: Spend Less than $20 a week at Starbucks. Save the difference for a car.
- Round-Up Rule: $2.25 for the bus. 75 goes towards this new bike.
- Set and Forget Rule: Each Sunday, save for a Special Wedding Day.
Furthermore, what is great is you can also invest your money.
This costs $1 per month if you invest less than $5,000.
How it works is your money is invested in a portfolio of shares and bonds.
This app determines your investments based on how much risk you are willing to take and when you need your money.
Plus, you can get instant access to funds when you reach target transaction notifications, and up-to-date account balance and transaction info.
Also, Qapital cardholders o earn interest on their savings.
Chime is a banking app.
Its one of the fastest-growing bank accounts in the U.S. with more than 900,000 accounts opened.
Basically, when you make a purchase or pay a bill with your Chime Visa Debit Card, Chime rounds the trades up to the nearest dollar.
It transfers this money from the Account to your Savings account.
Every time you use your Chime debit card, you build your savings!
Pretty much automatic so the advantage is you will never forget to save.
For example, you might have 10% of each paycheck.
The lender will send you a Chime Visa Debit Card.
And you are going to receive a Spending Account and a Savings account as soon as you sign up.
Just make sure the Automatic Savings setting is on (it is under the Savings header) it should be green from the app.
3. Bank of America Keep the Change Program
The Bank of America Keep the Change Program allows you to save money if you make purchases.
Just enrol the Bank of America debit card that you use to make purchases make sure it is the card you use if you shop online and make payments that are recurring too.
This way, you are going to save more.
Then, just shop as you normally would, using that card.
Your purchases will round up to the nearest dollar amount, and transfer the change.
Lastly, you can opt to have the change transferred to a child s savings account too, which I like.
Connect credit cards and the checking account that you use to make purchases with BoostUp.
Make purchases as you normally would.
BoostUp will round up your purchases to the nearest dollar amount and save the change in your BoostUp account.
Acorns is a bit different from the other programs in this list.
Your purchases still round up, but instead of transferring your money into a savings account, it invests it.
Connect accounts and the cards you use to make purchases.
Afterwards, your purchases will round up and that money gets invested.
This is such a fantastic way to cultivate your money and its easy.
You can choose how often you invest whether monthly or you want to invest money daily, weekly, or make a one-time investment.
Moneybox is available in the UK.
Whereas, the apps above are focused on the USA.
I added this one because you can get started for as little as £1 and it has a great interface.
Plus they include investments on the platform at different risk levels.
This about this…
..Kanye West got his wife Kim Kardashian a wonderful present…
It was a box full of share certificates for companies such as Amazon, Netflix, Apple and more!
To me this is utterly romantic, how about you?
In effect, the best investors around the world invest in the best growth companies.
You can give yourself the same gift today without waiting.
Think of it as a Valentine’s Day Gift for your personal finance!
In conclusion, there is a multitude of ways to save more money.
I believe that using some of the best apps that round up change is an easy and positive way get started.
Don’t ignore the small amounts. Even if you start by saving only $0.10 – $1 each time, get on and do it now!
As a result, your money builds more and more as you get into the habit of saving long-term.
Faithful in your success!
Are you interested to learn more?
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All investing should be viewed as long-term. The value of your investments can go up and down, and you may get back less than you invest.